Narrow Gate Financial
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Nationwide Accounting & Cleanup Specialists

Behind on your books?
We'll get you caught up.

Narrow Gate Financial is a bookkeeping practice built by a 20+ year finance and accounting veteran, for restaurant, franchise, and trades businesses. We specialize in fixing backlogged, messy, or error-ridden books — fast, and for a flat fee.

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Sample Cleanup Quote
Months behind 6
Complexity tier Moderate
Fixed cleanup quote $1,500
One flat number, before we start. No hourly clock.
20+ Years in Accounting & Finance
Restaurant & Franchise Finance Background
QuickBooks ProAdvisor
No Office Visit Required

Sound familiar?

Most owners don't call about bookkeeping until something forces the issue. If any of this is true for you, we can help.

Applying for a loan or refinance
Your books aren't audit-ready and the lender needs clean financials before they'll move forward.
Selling the business
A buyer's due diligence team wants three years of clean financials — and yours don't add up yet.
A tax deadline is coming
Nothing's reconciled, your preparer needs numbers, and the calendar isn't waiting.
Your bookkeeper left
Nothing's been touched in months and you're not sure how far behind things really are.
You got an IRS notice
Your preparer or tax advisor needs clean, reconciled books to respond, and yours were never solid to begin with.
None of these — you just want it handled
That works too. Ongoing monthly bookkeeping keeps you from ever landing back here.

How the cleanup works

Four steps, one fixed price, no surprises.

1
Free Discovery Call
Tell us how far behind you are and what's actually going on.
2
Diagnostic Review
We open the file, assess the real scope, and give you a firm fixed-fee quote.
3
Fixed-Fee Cleanup
We reconcile, correct, and bring your books current. No hourly clock running.
4
Stay Current
Move into ongoing monthly bookkeeping so you never land back here again.

Who we serve

Restaurant & Franchise Operators

COGS and food cost tracking done right
Multi-location and franchise royalty reporting
Built on a career in restaurant franchise finance

Trades & Contractors

Job costing that shows real profitability
Payroll accounting and 1099 subcontractor tracking
Built for HVAC, electrical, plumbing & general contracting

Narrow Gate Financial exists to give restaurant owners, franchise operators, and trades businesses clean, current books and honest financial clarity — because the disciplined path is worth more than the easy one, especially when it's your business on the line.

Why Narrow Gate

Owner-Led
Not outsourced to a call center. You work directly with the person doing the work.
Fixed-Fee Pricing
Know your cost upfront. No hourly clock, no surprise invoices.
Built on QuickBooks Online
Modern tools, set up and run correctly from day one.
Work With Us From Anywhere
We work with clients anywhere in the U.S. — no office visit required.

Frequently asked questions

What does Narrow Gate Financial do?

Narrow Gate Financial is a bookkeeping practice for restaurant, franchise, and trades businesses. We specialize in cleanup of backlogged, messy, or error-ridden books for a flat fee, and in ongoing monthly bookkeeping in QuickBooks Online.

Who do you work with?

Restaurant owners and franchise operators (food cost tracking, multi-location and franchise royalty reporting) and trades and contractor businesses such as HVAC, electrical, plumbing, and general contracting (job costing and 1099 subcontractor tracking).

What is a bookkeeping cleanup and how much does it cost?

A cleanup brings behind or error-ridden books current. We open your file, assess the real scope in a diagnostic review, and give you one fixed-fee quote before work begins. There is no hourly clock. The price depends on how many months are behind and how complex the books are.

Do you offer ongoing monthly bookkeeping?

Yes. After a cleanup, most clients move to monthly bookkeeping so their books stay current. Retainer pricing is quoted in writing after a free discovery call.

Do you process payroll?

No. Your payroll provider continues to run payroll. Recording payroll entries in QuickBooks Online is part of monthly bookkeeping. Payroll reconciliation, which ties payroll reports to your books and bank activity, is available as an add-on, priced by pay frequency and number of employees, and spelled out in your written quote.

Do you prepare tax returns?

Not at this time. We provide clean, reconciled books that your tax preparer or advisor can rely on, and we work alongside your preparer.

Do you handle accounts payable, accounts receivable, and 1099s?

Yes, as add-on services. We can process bills and invoices through BILL, and complete 1099 filing for your subcontractors and vendors.

Can you help if I got an IRS notice, am applying for a loan, or selling my business?

We can bring your books current and reconciled so that your lender, buyer, preparer, or tax advisor has accurate financials. We do not represent clients before the IRS.

Do you work with clients outside Maryland?

Yes. We work with clients anywhere in the U.S. — no office visit required.

What software do you use?

QuickBooks Online is our core platform. Derek Williams is a QuickBooks ProAdvisor. We also use secure tools for client communication, document collection, and financial reporting.

How do you protect my financial data?

We follow a Written Information Security Plan aligned with the FTC Safeguards Rule, require multi-factor authentication on systems that hold client data, use a password manager, and email authentication (SPF, DKIM, DMARC) on our firm domain.

How do I get started?

Book a free discovery call. We will ask a few questions about your business and tell you honestly what it will take to get your books caught up.

Ready to stop worrying about your books?

Pick a time for a free discovery call. We'll ask a few questions and tell you honestly what it will take to get caught up.

Book a Time Online

Prefer to write first? Send a request below and I'll reach out.

Please don't include Social Security numbers, bank account numbers, or passwords in this form. We'll ask for documents securely after we talk.

Prefer email? Write to hello@narrowgatefinance.com
© Narrow Gate Financial, LLC — Nationwide Accounting & Cleanup Specialists
Narrow Gate Financial